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Excerpt: Article by Ben Head When you engage the services of an Independent Financial Adviser (IFA) you may receive two different types of service, transactional or holistic, in years gone by you probably wouldn’t even be given the choice odds were that the adviser you were dealing with probably only offered one kind of service and that’s what you received. If you have seen an IFA in the past, do you know what type of service you received?Transactional or Holistic Advice?Traditionally Independent Financial Advisers, in the UK at least, have offered primarily a transaction based service. “Transaction” doesn’t sound like a…
Should
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Excerpt: It is possible to achieve your retirement objectives or move to another profession easily along with your business for sale. Preparing for a small business for sale is a complicated procedure and you need to ensure that you get it right if you wish to close a very good offer. Preparing properly will even make certain you find the correct individual looking for a company to acquire and also get the best possible…
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Excerpt: MICHAEL KARIUKI – 0721 666 098, mickariuki@yahoo.com Should we and can we develop an African philosophy of education?: Pedagogy of Sagacity In 1986, Njoroge and Bennaars, published Philosophy and education in Africa; an introductory text for students of education. Since the publication of this textbook there has been an intellectual aridity in this area of educational philosophizing in Kenya. This is in spite of the said textbook being merely introductory or prolegomenon. More importantly is the model proposed and formulated in this textbook intended as a conceptual framework for developing an African philosophy of education (1986; 92). This…
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Excerpt: Choosing the right online business opportunity can be very confusing. Today most internet users are bombarded with different offers to join an online business opportunity. What makes it harder to choose is some of the online businesses are just scams. Choosing which online business to go with is a task in itself. There are many different factors to consider before making your choice. First, you will need to look at your personal situation and analyze where you are at. Next, you will need to take a look at the different online businesses and analyze them. Lastly you will have to…
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Excerpt: What business & personal finance advice do you wish had been taught to you when you were at school? Isn’t the purpose of education to prepare children for the real world?
I believe that all children should learn basic business & personal finance skills from the age of twelve to sixteen years. Why not teach children how mortgages and pensions work. Everybody needs a place to live and if they have a long life they will need to retire one day.
Schools should teach their students how to manage credit card debts. They should be taught how credit card companies make their…
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Excerpt: We are faced with so many investment choices today, it Is sometimes difficult to decide which investment will best serve our purpose; as well as which investments are the safest, while giving us the best bang for our buck. While not specifically indicating particular investments, I want to give you the appropriate guidelines in determining which investment is best suited for you. Are you happy with the current 1% – 2% a year that most financial institutions are offering? Or does a higher rate of return appeal to you? There are investment opportunities that do offer a higher rate of return with…
